Our Team

How We Work

Our reasons for becoming financial professionals are deeply personal. We repeatedly saw many friends and family struggling to find the help they needed to map out their financial future. We are confident that with our understanding of personal finance, coupled with our training as financial professionals, we can help people better prepare for the future. After years in the business, we have developed a reputation for educating individuals in an easy-to-understand manner so they can grasp personal finance and use those concepts to pursue their financial objectives. We feel a commitment to our community.

Our team approach adds perspective to all we do and provides increased benefits to our clients.

Meet Our Team

Charles L. Failla, CFP®



Chuck directly oversees all the financial planning and investment management work done at Sovereign Financial. As a Board CERTIFIED FINANCIAL PLANNERTM practitioner, Chuck understands that sheparding a client’s financial and...

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John K. Kochersperger, CRPC®

Chief Compliance Officer, Financial Planner


John works with clients on account management and servicing. Prior to joining Sovereign Financial, John worked 12 years at Merrill Lynch as a Financial Advisor. John’s experience in account management is critical to...
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P. Randolph (Randy) Hill

Financial Advisor



Randolph (“Randy”) Hill runs Sovereign’s office in Yardley, PA office -- about 30 miles north of Philadelphia and 20 miles from Princeton. Randy’s career in finance began as a corporate banker at Citibank, and...

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David Feldman

Investment Advisor Representative




David focuses on long term dividend and income strategies for private clients. His low beta equity selection / long term investment approach is tailored for clients that are seeking long term income and dividend’s. David has a...
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David E. Carroll, FPQP®

Operations Manager


David is responsible for all aspects of office logistics and client scheduling. He has a BS in economics from the University of New Hampshire as well as an MBA with a concentration in finance from Fairfield University. He is a...

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Carmen Failla

Fixed Income Specialist


Carmen began her professional career in finance with the global investment bank, Houlihan Lokey as a financial analyst. After graduating from Columbia Business School with her MBA in 1996, she joined TIAA’s Securities Division as...
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