Our Team

How We Work

How We Work

Our reasons for becoming financial professionals are deeply personal. We repeatedly saw many friends and family struggling to find the help they needed to map out their financial future. We are confident that with our understanding of personal finance, coupled with our training as financial professionals, we can help people better prepare for the future. After years in the business, we have developed a reputation for educating individuals in an easy-to-understand manner so they can grasp personal finance and use those concepts to pursue their financial objectives. We feel a commitment to our community.

Our team approach adds perspective to all we do and provides increased benefits to our clients.

Meet Our Team

Charles "Chuck" L. Failla, CFP(r)

Principal

212-922-1402

clf@sfgroupinc.com

Chuck understand the importance of working as a Fiduciary and uses those standards to oversees the financial planning and investment management work done at Sovereign Financial.

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John K. Kochersperger, CRPC®

Chief Compliance Officer, Financial Planner

203-883-6006

jkk@sfgroupinc.com

John works with clients on account management and servicing. Prior to joining Sovereign Financial, John worked 12 years at Merrill Lynch as a Financial Advisor. John’s experience in account management is critical to...

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David E. Carroll, FPQP®

Operations Manager

203-883-6006

dec@sfgroupinc.com

David is responsible for all aspects of office logistics and client scheduling. He has a BS in economics from the University of New Hampshire as well as an MBA with a concentration in finance from Fairfield University. He is a...

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Carmen Failla

Fixed Income Specialist

203-883-6006

cmf@sfgroupinc.com

Carmen began her professional career in finance with the global investment bank, Houlihan Lokey as a financial analyst. After graduating from Columbia Business School with her MBA in 1996, she joined TIAA’s Securities Division as...

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David Feldman

Investment Advisor Representative

212-922-1402

888-765-8195

DFeldman@sfgroupinc.com

David focuses on long term dividend and income strategies for private clients. His low beta equity selection / long term investment approach is tailored for clients that are seeking long term income and dividend’s. David has a...

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P. Randolph (Randy) Hill

Financial Advisor

215-486-6837

Rhill@sfgroupinc.com

Randolph (“Randy”) Hill runs Sovereign’s office in Yardley, PA office -- about 30 miles north of Philadelphia and 20 miles from Princeton. Randy’s career in finance began as a corporate banker at Citibank, and...

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Rosemary Taverna

Financial Advisor

203-883-6006

rtaverna@sfgroupinc.com

Rosemary brings more than 30 years of investment management experience and expertise to Sovereign. She started her career in a family run investment firm servicing clients primarily in the medical profession. She has dedicated her...
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Steven Massey

Financial Advisor

203-876-0099

smassey@sfgroupinc.com

Steve has over 34 years of experience in the financial services industry. He specializes in asset allocation, focusing specifically on individualized portfolio structure. Steve's motto is: "Always putting you first with honesty and...

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Tricia Ludgate

Financial Advisor

610-370-4799

888-765-8195

tludgate@sfgroupinc.com

As a financial advisor, Tricia J. Salvatore Ludgate, CFP® with decades of experience, helps her clients develop and prioritize their financial goals. Her practice focuses on a holistic financial planning approach incorporating...

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Vern Hayden, CFP

Client Advocate

888.765.8180

VH@sfgroupinc.com

Vern Hayden is a client advocate at Sovereign Financial Group, Inc. Vern has been a CFP since 1978 and in private practice for 51 years. He has over 317 appearances on TV including CNBC, Bloomberg, NBC, ABC, CNN and others. He is an...

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